Unlock the Best QIIB Financing with a profit rate starting from 4.25%

Looking for the best profit rate in the market — with exclusive benefits?

QIIB offers financing with profit rates starting from 4.25%.

Don’t miss your chance!

 Key Benefits:

- Competitive APR from 4.25%, dependent on customer segment

- The offer includes Personal, Vehicle, and Mortgage Finance

- Offer available to QIIB and non-QIIB customers who wish to transfer their salaries and liabilities to QIIB

- Additional benefits for vehicle finance, including grace periods and financing up to 100% of the car’s value

- Offer valid from September 3rd to October 31st 2025

 

Terms & Conditions:

Profit Rates by Segment:

Segment

Classification

Profit Rate

Fakhama

Segment P

4.25%

Wajaha

Segment A

4.5%

Deyafa

Segment B

4.75%

World

Segment C

5%

Platinum

Segment D & below

5.25%

New Salary

(Transferred Liabilities)

4.25%
  • Financing amount is based on the net principal, with any early repayments during the campaign deducted from the total finance amount
  • All financing must be salary-based

Real Estate Finance:

Subject to QIIB’s published Mortgage Finance Policy

Fixed rate for the first 2 years, followed by rates in line with the prevailing mortgage policy

Profit Refund:

  • For Deals with Existing rate 4.5% of less: 100%
  • Any other Deals: 50%

Vehicle Finance:

Applies to all car brands

Covers new and used vehicles

  • Financing up to 100% for Qatari
  • Financing up to 80% for expats
  • Grace period of up to 12 months for Qataris
  • Grace period of up to 3 months for expats

Vehicle to be mortgaged to QIIB (Residents)Vehicle insurance is compulsory